Research Papers On Mortgage Lenders

Research Papers On Mortgage Lenders-78
Since scans are not currently available to screen readers, please contact JSTOR User Support for access. Debates over racial disparities in mortgage lending have intensified recently.Most discussions have focused on the demand side: the characteristics of borrowers, the properties they intend to purchase, and the surrounding neighborhoods.

Since scans are not currently available to screen readers, please contact JSTOR User Support for access. Debates over racial disparities in mortgage lending have intensified recently.Most discussions have focused on the demand side: the characteristics of borrowers, the properties they intend to purchase, and the surrounding neighborhoods.

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He has reported on politics and policy issues for news organizations including National Memo, Massroots, NBC, and is a published science fiction author.

The fact that minorities have higher default rates on average than whites is irrelevant to the interpretation of the race coefficient in such models.

Nonetheless, more research on and discussion about the relationship between the race of the applicant and delinquencies, defaults, and losses would be desirable.

A survey recently conducted by mortgage software firm Ellie Mae shows that borrowers are increasingly initiating the mortgage process online.

According to the recent “Connecting with Borrowers Online” study, borrower online activity has accelerated over the last decade, becoming common in every phase of the mortgage process, from research and discovery to application, qualification and approval.

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