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Partnering with RPS Premium Finance is one of the most flexible and dependable payment approaches.

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That’s why we work tirelessly to maintain our superior customer service and efficient processing of your premium financing needs.

Contact us today and discover the RPS Premium Finance difference.

Collateral assignments make sure the lender gets paid only what they are due.

If the bank is named as the beneficiary on the insurance policy, they would be paid the full death benefit even if some of the loan had already been paid off, leaving nothing for the deceased’s other beneficiaries.

Providing premium financing since 1979, headquartered in Louisiana, we are a partner in the insurance industry.

We are currently licensed in AL, AZ, CO, CT, DE, FL, GA, IA, IL, KY, LA, ME, MD, MN, MO, MS, NC, ND, NJ, NV, OK, PA, SC, TN, TX, VT, WA, and WI; and are working diligently to obtain our license throughout all 50 states.

If the transaction is entered into for the purposes of a trade, the reverse premium is a trade receipt. The guidance on reverse premiums is arranged as follows.

Commercial leases are usually granted at a “rack rent”, i.e. an up-front capital payment by the tenant, with only a nominal rent being charged (e.g. This is because a long leasehold interest is very close to a freehold interest.

Insurance companies must be notified of the collateral assignment of a policy; other than their obligation to meet the terms of the contract, they remain disinterested in the agreement.

This is a common question among business owners applying for a bank loan who want to use their life insurance as collateral to increase their chances of getting the loan.

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